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Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you (the "User") and Zospay, governing your access to and use of our website and services (collectively referred to as the "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms and any additional terms that may apply to specific features or services.

If you do not agree to these Terms, you may not use or access our Services. Zospay reserves the right to modify or update these Terms at its sole discretion. Changes are effective immediately upon posting, and continued use of the Services after updates signifies your acceptance of the revised Terms.

2. Use of Services

The Services are intended for businesses and individuals seeking payment gateway solutions. By using our Services, you represent that you are legally authorized to act on behalf of yourself or your business entity and agree to comply with all applicable laws, rules, and regulations. You agree to use the Services solely for lawful purposes and acknowledge the following prohibited uses:

  • Engaging in fraudulent activities or transactions.
  • Facilitating or engaging in the sale of illegal goods or services.
  • Sending unsolicited advertisements, spam, or chain letters.
  • Attempting to impersonate Zospay or any third party.
  • Interfering with or disrupting the functionality of the Services.

Additionally, you agree not to attempt to bypass or circumvent any security measures, access unauthorized sections of the Services, or engage in activities that could harm or damage Zospay’s systems or users.

3. Intellectual Property

The content, features, and functionality available on the Services, including but not limited to text, graphics, logos, icons, and software, are the intellectual property of Zospay or its licensors. These materials are protected under copyright, trademark, and other applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal or business purposes as intended. Any unauthorized reproduction, distribution, modification, or creation of derivative works based on the Services or its contents is strictly prohibited.

4. User Accounts

To use certain features of our Services, you may be required to create an account. You agree to provide accurate and current information, keep your credentials secure, and promptly notify Zospay of any unauthorized use of your account. Zospay reserves the right to terminate or suspend accounts for violations of these Terms or fraudulent activity.

You are responsible for any activity that occurs under your account, whether or not authorized by you. You agree to maintain the confidentiality of your account information and prevent unauthorized access to your account.

5. Privacy Policy

Zospay is committed to protecting your privacy. Please review our Privacy Policy, which explains our practices regarding data collection, use, and disclosure. By using our Services, you consent to our data handling practices as described in the Privacy Policy.

6. Disclaimer of Warranties

Zospay provides its Services on an "as-is" and "as-available" basis. We make no warranties or guarantees regarding the functionality, reliability, or availability of the Services. Zospay disclaims all warranties, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Services will be error-free, secure, or uninterrupted, or that any issues will be corrected. Users assume all risks associated with accessing or using the Services, including potential exposure to harmful or malicious code.

7. Limitation of Liability

To the fullest extent permitted by law, Zospay and its affiliates, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to the use or inability to use the Services, even if Zospay has been advised of the possibility of such damages.

This limitation of liability applies to all claims, whether based on contract, tort, negligence, strict liability, or any other legal theory.

8. Indemnification

You agree to indemnify, defend, and hold harmless Zospay, its affiliates, officers, employees, and agents from any claims, damages, liabilities, or expenses, including reasonable attorneys' fees, arising from or related to your use of the Services, violation of these Terms, or violation of any third-party rights.

9. Modifications to Terms

Zospay reserves the right to amend or modify these Terms at any time. Any substantial changes will be communicated to users, and continued use of the Services after changes become effective constitutes acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Zospay is headquartered, without regard to its conflict of law principles.

11. Termination

Zospay reserves the right to terminate or suspend your access to the Services, without notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination, your right to use the Services will immediately cease.

Certain provisions, including intellectual property rights, limitations of liability, indemnification, and other terms which by their nature should survive termination, will continue to be in effect.

12. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, such provision shall be deemed severed from these Terms, and the remaining provisions will remain in full force and effect.

13. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and Zospay regarding your use of the Services, superseding all prior agreements, representations, and understandings, whether written or oral.

14. Waiver

The failure of Zospay to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver of any term shall be deemed a further or continuing waiver of that term or any other term.

15. Acknowledgment

By using Zospay's Services, you acknowledge that you have read and understand these Terms and agree to be bound by them. You confirm that these Terms represent the complete agreement between you and Zospay.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:
Email: [email protected]
Address: 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ